• 목록
• 답변
• 글쓰기
• 게시판 리스트 옵션
  • 수정
  • 삭제

Motor Vehicle Legal Terms

The laws that govern motor vehicle accident lawsuits vehicles vary widely between states. In general, the law assumes that the vehicle is operated with its owner's permission.

Laws that enhance penalties and making revocation automatic, or targeting social hosts have varying impact on mortality rates. Mandatory education, alcohol treatment and interlock devices have small effects.

Legal Definitions

The laws that govern motor vehicle legal terms are formulated and determined at the state level. The different definitions of federal law used for national requirements for fuel economy and licensing standards for commercial vehicle drivers serve mainly for administrative purposes, and do not apply to states that are determining their own registration classifications. These classifications for vehicle registrations determine if a driver needs to be issued a special license to operate certain types of vehicles.

The state laws define the terms "automobile," "light truck" and others. For instance, a light truck is any motor vehicle that has a manufacturer-rated carrying capacity less than 7,500 pounds. This excludes pickup trucks as well as panel delivery trucks. It also excludes any vehicle or combination of vehicles specifically designed to carry property or passengers wholly within its own structure, like trailers and manufactured homes.

Wheel chairs are vehicles with wheels that is used by people who physically disabled and are unable to walk. A moped is a motor vehicle that has no more than three wheels in contact with the ground that travels at speeds of no more than 35 miles per hour.

A pedal-driven vehicle, is driven by the driver sitting on the top of it. A person who holds the legal title to a vehicle is called the owner.

Traffic Laws

Typically, every state has its own set of motor vehicle accident lawsuit vehicle laws which encompass everything from registration process to the insurance requirements. These statutes also address the kinds of vehicles covered by the law. Some of these laws are akin across states, but others are different. There are laws that limit how many people can be transported by pedicab. There are laws that ban reckless driving on certain types of roads, including parking areas.

Anyone who drives a motor vehicle in contravention of these laws could face penalties and fines for doing so. The penalties could range from having your driver's licence suspended or being required to attend an traffic school.

The law governing speed limits on roads is among the most important laws a state has. In New York, for example, it states that the speed limit for commercial vehicle is the same as that of an automobile.

It also defines the term "motor vehicle" as any type of vehicle or other device that is propelled mechanically and used on a highway to transport property or people, or for other commercial purposes. The law excludes trailers, semitrailers and coaches, all-terrain and snowmobile vehicles, motorized mobility assist devices that are operated by people with disabilities as well as self-propelled corn and hay harvesting machines.

Insurance

A motor insurance policy for vehicles is an agreement between the insured and the insurer that covers financial loss due to the risk of bodily injury or property damage to a third party, arising from the ownership and operation, maintenance or use of a covered car. It may also protect against physical damage to the vehicle. It must include the name and address of the named insured as well as the coverage provided by the policy, the cost charged therefor, the period of effectiveness and the limits of liability. It should also contain an agreement or endorsement that the insurance provided is in conformity with the coverage described therein as respects injuries to the body, property damage, and is subject to all the rules of this chapter.

The language in a motor vehicle policy can be confusing to anyone, and Duncanville law firms usually recommend that individuals review an example policy to understand the terms. One of the biggest areas of confusion is the definition of "motor vehicle." The phrase is used frequently in statutes that govern the registration of vehicles and financial accountability laws.

A few examples of coverage under the motor vehicle policy are commercial auto insurance that covers vehicles used for business, commercial establishments, activities, employment or occupations carried on for profit; auto liability insurance that covers PIP and MP; and underinsured and uninsured motorist coverage (UM/UIM). This kind of insurance is required by many states.

Permissive Use

It is essential to know the way insurance coverage works if someone other than the named insured or a family member is driving your car and causes an accident. This is referred to as permissive use. The specifics of your policy might differ, but in general most large car insurance companies offer this kind of coverage.

It is important to remember that you are responsible for any damages caused by a driver with your permission. Permission can be express or implied, and is not required to be written down.

In determining if there is implied consent, courts look at the relationship of the parties, their previous conduct and use of the vehicle and the circumstances surrounding a particular driving event. A court will also examine whether any restrictions were made on the scope of permissive usage, and if any minor deviations from the time, location and use limitations of an initial permission would violate of these restrictions.

Be aware that adding the driver to your auto insurance policy will raise your premiums, as the vehicle becomes more risky to insure. It is essential to think about your options before lending your vehicle to other people. Contact Jerry to receive a no-cost insurance quote and to discuss your policy terms.