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When consolidating a traditional loan, you actually pay nicely early, you usually have to pay a fine. With a private capital loan, they expect that it is paid off early so there is limited penalty that's involved.
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You have probably heard of home equity loans earlier. Well, 비상금대출 home equity loan is just another term for second financing. With this type of loan, the equity within your home (i.e., 비상금대출 (nun.nu) your home's industry value without worrying about outstanding first mortgage loan amount) can collateral. This means that the lender will face less risk than they would if these were to extend you a signature - or unsecured - mortgage loan.
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